Should I Replace My Roof After Hail? 

Hail Damage on Shingles

Should I replace my roof after hail?

While hail can occur almost any time in Texas, it hits more often in the spring. Whenever hail hits, your roof is one of the most vulnerable areas open to damage. Roof hail damage, though, isn’t necessarily a cause to replace your whole roof. As with most roof repairs, one of the major reasons people end up replacing their roofs is if the damage is really severe or has created leaks. Leaks are a real possibility when it comes to hail damage.

If your roof isn’t leaking, but your shingles are bruised and dented from hail, you may just need to get the shingles repaired. On the other hand, if there are visible holes, a replacement is in order. The best way to determine how much roof repair is needed is to check with a reputable roofer like Cinch Roofing. Our experienced team can inspect your hail damage in Rosenberg and Sugar Land, TX, and let you know how severe it is. To find out more or schedule us for a roof inspection, give us a call at (832) 598-4245.  

What does roof damage from hail look like?

After a severe hail storm has passed, you’ll want to check for roof hail damage. While an experienced roofer often can tell you right away if the roof has hail damage, there are signs you can spot yourself. 

  • Look for dents in flashing and on vents and other metal on the roof.
  • Climb up on the roof and look for dents on the ridge cap.
  • Check for damage to the shingles. Parts of the shingle or asphalt may be missing, or there may be dents or bruising (run hand over shingle for soft spots) or cracks.

Always be safe when inspecting your roof. Never go outside while it’s still hailing to look for damage. Wait until rain and hail let up, and the roof is relatively dry before climbing up. Wear soft, rubber-soled shoes when on the roof to avoid damaging it and slipping. If your roof has a steep slope or you have other concerns about climbing on the roof, never hesitate to call a professional out to inspect your roof.

What size hail can damage a roof?

Hail can come in all shapes and sizes, ranging from smaller than a pea to as big as a softball or larger. Any size of hailstone can cause damage to a roof, even if the stones are less than one inch in size. Asphalt shingle roofs are particularly vulnerable, and when small hailstones hit shingles, the roof hail damage may not be obvious. If you’ve had smaller hailstones fall, call a trained roofing inspector to come out and look for damage. If you’ve had hail larger than two inches hit, it’s almost a sure thing your roof will be damaged to some extent.

Can hail damage roof tiles

Although tile roofs are tough, most are not invulnerable to hail. Tiles can be damaged even by small hailstones. Materials like clay, for instance, or even slate, can get chipped or cracked. Unless your roofing materials are impact resistant and have a class 4 impact resistance rating, pretty much any kind of roof, tile or shingles or others, can get seriously damaged. 

Roof blistering vs. hail damage

Sometimes it’s difficult to determine if your roof is hail damaged. If you’re checking your roof after a hail storm for roof hail damage, you may notice spots in your shingles where the asphalt granules are missing. While this may be a sign of hail damage, it could also be a sign of blistering. While blisters may occur on any roof shingles, they are more common on older roofs with poorly constructed shingles. Blisters are caused when gasses rise to the surface of the shingle and create a bubble. These bubbles then burst and leave a pockmark that might look very much like hail damage. Blisters leave areas of the shingle exposed because the granules have completely worn away. Hail damage will look more like a dent where some granules may be gone but not all of them. To tell the difference, have a trained professional like those at Cinch Roofing take a look. You want to do this because it could affect insurance coverage and claims on repairs.

How to repair roof hail damage

Once you’ve identified roof hail damage, you’ll want to get it repaired. The next question may be, “When to repair roof hail damage?” You’ll want to get it repaired as soon as possible after it has been discovered. For insurance purposes, you normally have about one year after the damage is discovered to file a claim. Because hail damage tends to cover a large area of the roof, we don’t recommend trying to repair it yourself. Also, if the damage is extensive your insurance company may cover the expenses of the repair. 

Before having the roof repaired or replaced, call a roofing professional to get the roof inspected. The inspector will verify damages and give you an estimate for the repairs. In addition, you’ll want to document the damage yourself by taking pictures, and even collecting articles that a storm was in your area, if you were out of town when the damage occurred. The estimate and all documentation should be filed with your insurance claim.

How much does insurance pay for hail damage on roof?

The amount of roof hail damage repair covered by your insurance company will vary, depending on your coverage, and the extent of the damage. If the damage was slight and doesn’t meet your deductible, the insurance company will deny the claim. To make sure you get the full benefit of your claim, document the damage, especially taking photos. Work closely with a roofer experienced in dealing with insurance companies. Roofing professionals will provide you with accurate estimates and can help verify your claim with the insurance adjuster. 

Do insurance rates go up for hail damage?

You may be surprised to learn that Texas has more properties affected by hail damage than almost any other state. While damage to property like roof hail damage is high, this doesn’t necessarily mean insurance rates will go up because of more claims. What’s more likely to cause your insurance rate to go up is if you filed a prior claim in the past three years. A second claim can cause the rates to go up. If you live in an area where hail is common, and you’ve filed a claim recently, you may want to consider getting impact resistant shingles installed. These shingles are specifically designed to withstand hail and high winds. Insurers often give discounts for those with impact resistant shingles.

Roof Hail Damage Marked by an Adjuster.

Call Today for Help

If a hail storm has passed through and caused roof hail damage in Rosenberg and Sugar Land, TX, you should reach out to the reliable roofing professionals at Cinch Roofing. We will inspect your roof, provide an accurate estimate, and make sure repairs are done right. Learn more about how we can help or schedule a service appointment by calling (832) 598-4245.